`api.quotes.create`

Create a quote request. The server fans out across every eligible rail in parallel. See the Quotes overview for the directionality / fan-out / fee model.

Pass { wait: true } to block until every option has been priced. Default is false, which returns a snapshot id you can poll with quotes.get.

Pass { named: true } to receive only named options, where the payment reaches the beneficiary under the customer's own legal name. Accepting that snapshot then only takes a named option. Without it, every option is returned and each reports is_named.

const  = await ..(
  {
    : "7c4b…",
    : "individual",
    : "1000",
    : { : "USD" },
    : "3c92d2a1-…",
  },
  { : true },
);
 
// Or schema-driven: every US-bank rail at once, future-proof. The
// destination object form pins a rail on the payout account.
const  = await ..(
  {
    : "7c4b…",
    : "individual",
    : "1000",
    : { : "USD", : ["us_bank"] },
    : { : "3c92d2a1-…", : ["base"] },
  },
  { : true },
);

Argument	Type	Notes
`req`	`QuoteRequest`	Body shape. See `POST /quotes`.
`opts.wait?`	boolean	`true` → server blocks until every option has been priced.
`opts.named?`	boolean	`true` → only named options are returned and accepted.

Returns: Promise<AsyncQuoteSnapshot>.

Throws: ApiError with status: 400 (invalid request) or status: 422 (no eligible options for this corridor, or NoNamedQuote when no eligible route can be named with named: true).

REST endpoint: POST /quotes.